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Part exchange, or sell it separately?

Part exchange is the least effort available. It is also the transaction where it is easiest to lose money without ever seeing where it went.

  • Free to compare
  • No obligation
  • Finance settled with your lender
  • Collection arranged nationwide

What is it worth?

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Two numbers, negotiated together

A part exchange deal has a price for the car you are buying and a price for the car you are giving up, and the dealer can move either. A generous part-exchange figure frequently accompanies a thinner discount on the new car.

That is not dishonest — it is simply how the arithmetic works. The problem is that most buyers only watch one of the two numbers.

How to negotiate it properly

  • Get an independent valuation for your car before you walk in
  • Agree the price of the car you are buying first, on its own
  • Only then introduce the part exchange
  • Compare the total cost to change, not either figure in isolation
  • Be willing to sell separately — the option itself improves your position
What is your car actually worth?Free, no obligation, and it takes a couple of minutes.
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When part exchange genuinely wins

When the dealer is competitive on the car you are buying, when your car is ordinary and would attract trade money anyway, and when you value having it done in one afternoon.

There are also VAT and timing considerations for some buyers. If the numbers are close, the convenience is worth something real.

Questions

Common questions

Do dealers offer less on part exchange?

Usually a trade figure, yes. Whether that costs you depends on the discount you get on the car you are buying — judge the total cost to change.

Should I tell the dealer I have a part exchange?

Agree the price of the new car first, then introduce it. Otherwise the two numbers move against each other.

Can I part exchange a car on finance?

Yes. The dealer settles it and any equity goes toward the new car.

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Find out what your car is really worth.

Tell us about it once. We check the market and come back with the strongest price we can confirm.

Enter your registration

Takes a couple of minutes.

Free · No obligation · No pressure to accept anything

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