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Car depreciation calculator.

Depreciation is usually the largest cost of owning a car, and the one nobody puts on a spreadsheet. This puts a monthly number on it.

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What is it worth?

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£

Estimated value

In 1 year
—
In 3 years
—
In 5 years
—
Costing you
— / month
An estimate for planning, not a forecast. Real depreciation is steepest in year one and varies by model and market.

Why it matters when deciding to sell

People wait to sell because they hope values will recover. Meanwhile depreciation keeps running in the background, and on a car worth £25,000 a modest annual rate is still hundreds of pounds a month.

Seeing that figure changes the decision. Waiting is a choice with a price attached, and this shows you roughly what it is.

The rate is an estimate, not a forecast

Real depreciation is not a smooth curve. It is steepest in year one, flattens through the middle years, and is affected by new-price changes, fuel type shifts and model updates.

Electric cars have been particularly volatile. Treat this as a planning tool, not a prediction — and use a real valuation for anything that matters.

Questions

Common questions

What is a typical depreciation rate?

Frequently quoted as heavy in year one and slower thereafter, but it varies enormously by model, fuel type and market conditions.

Do electric cars depreciate faster?

Many have in recent years, driven partly by new-price adjustments feeding into used values. It varies sharply by model.

How do I slow depreciation?

Keep the service history complete, the mileage reasonable and the condition tidy. None of it stops depreciation; all of it affects where in the range you land.

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